Chosen conditioning of cooperative banks management process against to the transformation of polish bank system
Antoni Magdoń
The John Paul II Catholic University of Lublin , Polandhttps://orcid.org/0000-0002-2113-4628
Abstract
Transformation of the polish cooperative banks system is connected with reconstruction of bank system in our country. It is related to some kind of risks, but their identification allows to avoid some mistakes, which especially concerns credit policy and irregular loans. On the base of analysis of credit activity, there were separated some essential formal faults which caused the existing bad situation in the credit portfolio in many cooperative banks. The process of cooperative banks recovery is strongly connected with bank’s consolidations. There are two ways of consolidations, first there is connection of existing banks and second one bank takes over assets of bank which is liquidated. In the process of the reform of system we must to remember about the role and importance of the local bank and their members, who always decided about strength and condition of local bank.
Keywords:
bank spółdzielczy, konsolidacja kapitałowa, kredyty neregularne, zdolność kredytowaReferences
J. Świderski, Polityka kredytowa wobec polskiego rolnictwa, Bank i Kredyt, 1992, nr 2, s. 25.
Dostosowanie banków polskich do standardów europejskich, Biblioteka FEiBB, materiały z konferencji, Warszawa 1993, s. 208.
Biuletyn Informacyjny NBP, Warszawa, 1998, s. 22.
Strategia finansowa przedsiębiorstw. Szanse i zagrożenia, Biblioteka Kadr Kierowniczych, PWE, Warszawa 1985, s. 33-34.
License
This work is licensed under a Creative Commons Attribution 4.0 International License.
This work is licensed under a Creative Commons Attribution 4.0 International License.
