Insurance intermediary in Germany. Chosen questions. Part I
Jarosław W. Przybytniowski
The John Paul II Catholic University of Lublin , Polandhttps://orcid.org/0000-0001-6164-2953
Abstract
The fundamental change of German law is liquidation of previous unlimited freedom of performing insurance intermediary job, according to which there were no limits in access to this job (everyone could be an insurance intermediary). According to new regulations' insurance agency as business activity requires permission (§ 34d GewO). The regulation follows existing duty for permission in real estate commerce loans and investment (§ 34c GewO). Insurance agents need to fulfil many formal and legal requirements in domain of qualifications, guarantee of proper service, legal liability to gain permission and registry. While insurance servicing, intermediaries must inform advice and evidence given advices. Not fulfilling the above-mentioned may bring sanctions.
Keywords:
ubezpieczenia, system ubezpieczeń, pośrednictwo ubezpieczeniowe, pośrednik ubezpieczeniowyReferences
Dyrektywy 2002/92/EC z dnia 9 grudnia 2002, weszła w życie 15 stycznia 2005 roku.
Goerz D., Henseler Ch., Perschke R., Versicherungsvermittlergesetz. Praxis-Leitfaden für den ungebundenen Versicherungsvertrieb zur EU-Vermittlerrichtlinie, Mit allen Änderungen ab 22. 05. 2007 LexisNexis.
Przybytniowski J.W., Rynek ubezpieczeń gospodarczych [w:] Ekonomika i Organizacja Przedsiębiorstwa, Nr 9 (692), Wrzesień 2007.
Sangowski T. Proces dostosowawczy prawa o pośrednictwie ubezpieczeniowym do wymogów europejskich, Katedra Ubezpieczeń Akademii Ekonomicznej w Poznaniu, Poznań 2004.
The John Paul II Catholic University of Lublin https://orcid.org/0000-0001-6164-2953
License
This work is licensed under a Creative Commons Attribution 4.0 International License.
This work is licensed under a Creative Commons Attribution 4.0 International License.
